Liability insurance

Bodily Injury (BI) Limit: $50k/$100k

If you are at fault in a covered accident and injure someone, this coverage pays up to a per person and per accident limit.

Property Damage: $10,000

If you are at fault in a covered accident, this pays for damage to property up to a specified limit.

Personal Injury Protection (pip): $250,000

Personal injury protection, also known as “no-fault insurance,” pays the medical bills and rehabilitative costs for you and your passengers after you’re injured in a car accident.

Property Protection: $1,000,000

Property Protection coverage will pay for damage incurred to properly parked vehicles or other tangible property of another, regardless of fault. Damage to vehicles and their contents, including trailers, is excluded except when properly parked. This coverage is subject to the terms, limits, and conditions of the policy contract.

Uninsured Liability

Bodily Injury (BI) Limit: Not Covered

Pays up to a per person and per accident limit for accidents caused by other motorists who don’t carry coverage for the extent of your injuries that occurred.

Underinsured Bodily Injury Limit: Not Covered

Pays up to a per person and per accident limit for accidents caused by other motorists who don’t carry coverage for the extent of your injuries that occurred.

Auto Protection

Comprehensive Deductible: Not Covered

Damage to your vehicle by theft, fire, hail, flood or vandalism. You pay only the deductible.

Collision Deductible: Not Covered

Damage to your vehicle is covered up to its actual cash value if you overturn or collide with another car or object other than an animal. You pay only the deductible.

Rental Reimbursement: Not Covered

Covers car rental expenses while repairs are being completed as a result of a covered loss. There is a per day and maximum limit.

Towing & Labor: Not Covered

Covers the labor to change a flat tire, deliver emergency fuel, or tow the vehicle to the nearest repair facility if it is not operable.

Loan/Lease GAP coverage: Not Covered

Loan/lease coverage is a variant of gap insurance coverage. It’s similar to gap coverage in that it’s designed to cover the gap between what you owe on your car and its actual cash value.

Collision Deductible Waiver: Not Covered

责任保险

人身伤害赔偿限额: 50,000 美元/100,000 美元
若您在保单承保的事故中有过错而导致他人受伤，本项保险将按每人及每次事故的赔偿限额支付赔偿金。

财产损失赔偿: 10,000 美元
若您在保单承保的事故中有过错，本项保险将按规定限额支付对他人财产的损失赔偿金。

个人伤害保障: 250,000 美元
个人伤害保障(又称无过错保险)，在您遭遇车祸后，将支付您和乘客的医疗及康复费用。

财产保护: 1,000,000 美元
财产保护为他人妥善停放的车辆或其他有形财产提供保障，无论谁方有过错均可获赔偿，但不包括未妥善停放的车辆及其内装物(包括拖车)。此项保障须符合保单条款、限额和条件的规定。

无保险责任赔偿

人身伤害赔偿限额: 未投保
支付由于其他无保险驾驶员过错而对您造成人身伤害的每人及每次事故限额赔偿金。

低于保额人身伤害赔偿: 未投保
支付由于其他驾驶员保额不足无法完全赔付您所受人身伤害的每人及每次事故限额差额。

车辆保障

综合险免赔额: 未投保
赔偿您车辆因盗窃、火灾、冰雹、水灾或蓄意破坏而遭受的损失，您只需支付免赔额部分。

车辆碰撞免赔额: 未投保
若您车辆发生翻车或与其他车辆/物体(动物除外)碰撞，本项将按车辆实际现金价值的差额进行赔偿，您只需支付免赔额部分。

租车费用补偿: 未投保
在保单承保的损失事故后，如需租车代步期间产生的租车费用将获得补偿，但每日及总额有限制。

拖车及人工服务费: 未投保
若您车辆无法正常行驶，本项将补偿为您更换备用轮胎、加注燃料或将车辆拖至就近维修站所产生的人工服务费用。

贷款/租赁差价保险: 未投保
贷款/租赁差价保险类似差价保险，旨在弥补您尚欠贷款余额与车辆实际现金价值之间的差额。

碰撞免赔额豁免: 未投保